Effective Date: September 7th, 2025
Last Updated: September 7th 2025
Overview
This website is operated by The Skill Of (“Company,” “we,” “us,” “our”). By visiting our site and/or purchasing any product or service (together, the “Services”), you agree to be bound by these Terms of Service (“Terms”). These Terms apply to all users of the site, including browsers, customers, students, and content contributors.
We may update these Terms by posting a revised version on this page. Your continued use of the Services after changes are posted constitutes acceptance.
Geographic Notice: We market to customers primarily within the English Speaking Caribbean region and do not target customers in the USA, EU, or UK. If you access our Services from those regions, you do so at your own initiative and are responsible for compliance with any applicable laws.
1) Eligibility & Website Terms
You must be the age of majority in your jurisdiction to use the Services.
You agree not to use the Services for any unlawful purpose or in violation of any applicable laws.
You must not introduce malicious code, bots, scrapers, or similar technologies that could harm the Services.
2) Accounts & Access
You must provide accurate, complete registration and billing information and keep it current.
Access is valid for 60 days from the date of purchase unless otherwise stated.
Logins are personal and non-transferable. You may not share your account or course access with anyone.
We may suspend or terminate accounts for suspected fraud, abuse, shared credentials, or violations of these Terms.
3) Intellectual Property & License to Use Course Content
All content we provide, including videos, text, images, audio, worksheets, templates, downloads, and branding (collectively, “Course Content”), is owned by The Skill Of or our licensors and is protected by IP laws.
Your License: Upon valid purchase, we grant you a limited, revocable, non-exclusive, non-transferable, non-sublicensable license for 60 days to access and use the Course Content for your personal, non-commercial learning only.
You may not: copy, reproduce, modify, translate, distribute, sell, resell, publicly display, upload, share in drives, or create derivative works from the Course Content; remove proprietary notices; or use our templates to create a competing product or library for sale.
Template Use: Unless a template explicitly states otherwise, you may use templates to create end-results for your own business or a single client deliverable (work-for-hire), but you may not resell, redistribute, or include our original templates in any competing template pack or course.
4) User Content & Feedback
If you submit comments, posts, assignments, reviews, or other materials (“User Content”), you grant us a worldwide, royalty-free, perpetual, irrevocable, sub-licensable license to use, reproduce, modify, and display such User Content for operating, improving, and promoting the Services (including testimonials, with your display name or initials).
You represent you have the rights to submit User Content and that it doesn’t infringe others’ rights or contain unlawful, defamatory, or harmful material.
We may remove User Content at our discretion.
5) Purchases, Pricing, Taxes & No-Refund Policy
Prices may change without notice. Taxes or payment-processor fees may apply and are your responsibility.
All sales are final. We do not offer refunds except where (i) duplicate purchase occurred in error, or (ii) a verified technical issue on our side prevents access and we cannot reasonably resolve it.
Payments are processed through PayPal; we do not store your full card details.
Chargebacks without first contacting us may be considered a breach of these Terms.
6) Access Periods, Updates & Availability
Unless expressly stated (e.g., subscriptions or time-limited bundles), course access is provided for 60 days or a reasonable commercial lifetime of the course, which may end if (a) the course is retired, (b) platform changes make continued hosting unreasonable, or (c) we cease offering the Services. We will make reasonable efforts to provide notice of retirements where feasible.
We may add, modify, or remove features, lessons, or downloads at any time.
7) Third-Party Tools & Links
We may integrate third-party tools (e.g., payment processors, hosting, learning platforms). These are provided “as-is” and governed by the third party’s terms.
We are not responsible for third-party sites, content, or tools.
We deliver course content via Thinkific. Your use of Thinkific is also subject to their policies.
We integrate Mailerlite for communications and PayPal for payments. These services may process your information under their own terms.
We are not liable for third-party tools or sites linked from our Services.
8) Prohibited Uses
You agree not to:
Share or sell access; scrape, harvest, or mass-download Course Content; bypass security; reverse engineer; or use bots.
Upload malware or attempt to exploit the Services.
Use the Services to host, process, or store sensitive personal data (e.g., medical or financial records).
Use the Services to build or train competing products, courses, or template libraries.
We reserve the right to suspend/terminate access for violations.
9) Disclaimers
The Services and Course Content are provided “as is” and “as available.” We make no warranties of accuracy, completeness, reliability, or fitness for a particular purpose.
We do not guarantee specific outcomes (e.g., income, social performance, or business growth). Results depend on your application of the material.
10) Limitation of Liability
To the fullest extent permitted by law, The Skill Of and its owners, employees, contractors, and licensors are not liable for any indirect, incidental, special, consequential, exemplary, or punitive damages; loss of revenue, profits, goodwill, data; business interruption; or replacement costs, arising from or related to your use of the Services. If liability is found, our liability is limited to the amount you paid for the course in the 60 days prior to the claim.
11) Indemnification
You agree to indemnify and hold The Skill Of harmless from claims, damages, liabilities, costs, and expenses (including reasonable legal fees) arising from your breach of these Terms, your misuse of the Services, or your violation of law or third-party rights.
12) Termination
We may suspend or terminate access at any time for violations or suspected fraud/abuse. Obligations intended to survive termination (e.g., IP, disclaimers, limitation of liability, indemnity) shall survive.
13) Governing Law & Dispute Resolution
These Terms are governed by the laws of Barbados, and disputes shall be resolved in the courts of Barbados.
Informal resolution: You agree to first notify us and allow 30 days to resolve disputes informally before filing a claim.
14) Entire Agreement; Severability; No Waiver
These Terms, plus any policies referenced (e.g., Privacy Policy, Refund Policy), are the entire agreement. If any provision is unenforceable, the remainder remains in effect. Our failure to enforce any right is not a waiver.
15) Contact
Questions about these Terms:
Email: info@theskillof.com
Address: Christ Church, Bridgetown Barbados.